Occupational Therapy Doctorate Program Financial Aid Information

The Duke Doctor of Occupational Therapy program understands that financial aid opportunities are top priority for many students. For Scholarship opportunities that are offered through the Duke OTD program, please visit their program website listed below. Qualified applicants may also be eligible for federal education loan programs. International students do not qualify for federal loans.

Apply for Aid     Program Website      Additional OTD Aid Information

Cost of Attendance

  Fall 2021 Spring 2022 Summer 2022 Total
Direct Cost        
Tuition $14,000 $14,000 $14,000 $42,000
Health Fee $429 $429 $302 $1,160
Graduate Stdnt Activity Fee  $19 $18   $37
Graduate Stdnt Services Fee $10 $10   $20
Health Insurance $3,605     $3,605
Recreation Fee $163 $162   $325
Transcript Fee $120     $120
Technology Fee $667 $667 $666 $2,000
Administrative Fee $400     $400
First Year Lab Fee $1,000     $1,000
Duke Parking Permit $552     $552
Total Tuition/Fees $20,965 $15,286 $14,968 $51,219
Indirect Cost        
Books and Supplies $490 $490 $491 $1,471
Board $1,875 $1,875 $750 $4,500
Loan Fee $660 $660 $660 $1,980
Housing $5,860 $5,860 $2,344 $14,064
Miscellaneous $2,030 $2,030 $812 $4,872
Transportation $935 $935 $374 $2,244
Total Living Expenses $11,850 $11,850 $5,431 $29,131
Total By Term $32,815 $27,136 $20,399 $80,350

Cost of Attendance Year 1     $80,350 

  Fall 2021 Spring 2022 Summer 2022 Total
Cost of Attendance $32,815 $27,136 $20,399 $80,350
Estimated Financial Aid Awards        
Direct Unsubsidized Loan  $   6,833  $       6,833  $            6,834  $ 20,500
Direct Plus Loan (Graduate)  $ 25,982  $     20,303  $         13,565  $ 59,850
Total Financial Aid Awards  $ 32,815  $     27,136  $         20,399  $ 80,350


Please review: Federal Student Aid for information regarding but not limited to; loan fees, interest rates and repayment options.

Financial Aid Timeline

April 15 Due date for financial aid application (FAFSA)
May 30 Financial aid awards should be available
June 15 Access to on-line acceptance of aid open to matriculated students
July 15 Complete all checklist items on DukeHub (ie. entrance counseling, signing the MPN)
July 15 Sign up for direct deposit on DukeHub
August 6 Federal financial aid awards for fall term disburse into student's bursar account
August 16 Refunds are processed during the first week of class for the Fall term
November 14 Return of excess loan funds to qualify for 120 days (no interest/no loan fee) fall financial aid loans
December 10 Fall term ends
December 24 Federal financial aid awards for spring term disburse into student's bursar account
January  3 Refunds are processed during the first week of class for the Spring term
April 5 Return of excess loan funds to qualify for 120 days (no interest/no loan fee) spring financial aid loans
May 20 Spring term ends
May 20 Federal financial aid awards for summer term disburse into student's bursar account
May  30 Refunds are processed during the first week of class for the summer term
June 15 Request for remaining federal loan eligibility due
July  29 Summer term ends
August 10 Return of excess loan funds to qualify for 120 days (no interest/no loan fee)  summer financial aid loans

Frequently Asked Questions

Q: How and when should I accept my loans?

A: You will accept your loans through Duke Hub under Financials.  After accepting your loans make sure that you have completed mandatory Entrance Counseling and signed your MPN (Master Promissory Note) on the studentaid.gov website to complete the process.

A: In order for the loans to show as anticipated aid on your billing statement, you should accept your aid by the week of June 14, 2021.  To avoid late fees accept your loans before the billing due date.  Once you accept your loans, the Bursar can see that you have anticipated aid and that aid is forth coming.

Q:  My loans are scheduled to disburse after the tuition due date.  What should I do? 

A:  Once you accept your loans, the Bursar can see you have anticipated aid and your billing statement will calculate the amount you need to pay.  If you have accepted enough to cover your bill then you will not have to pay the Bursar.  The Bursar will send bills for the fall term the week of June 21st with a due date of July 26th.  For the complete billing schedule for 2021-2022 visit the Bursar’s website.

Q: What if I don’t know how much loan I need to borrow?

A: Many students do not know what their budget will be at the time loans are accepted.  If you are unsure, we recommend you take out the full amount of loan you have been offered. Students have up to 120 days from the date the loan is disbursed to return unneeded funds. There is no interest accrual or penalty if returned within the 120 days.  Once you select accept, you may also decrease the amount yourself if you would like to borrow less.  Keep in mind the total of your loans will disburse over the number of semesters in your academic year.

Q:  How do I return excess loan funds?

A: Email the Office of Financial Aid indicating the amount you would like to return.

Finaid-som@dm.duke.edu  Once the loan has been adjusted, you will see the balance due on your Bursar tab-account activity.  You can make an e-check payment via the Bursar’s site.  https://finance.duke.edu/bursar

Q:  What is the contact information for Direct Lending?

A:   Sign into your Direct Loan account at https://studentaid.gov/ .

Q: I received an external scholarship. Who do I report this to and what will happen to my current award?

A: You can notify us through DukeHub or email the School of Medicine Financial Aid Office Finaid-som@dm.duke.edu.   Please indicate your student ID, the name of the scholarship, the amount of the scholarship, and if the funds will be for the fall term or the academic year. The funds will first reduce loan in your financial aid package and then need-based scholarship if all loans have been replaced.

Q: How do I find out general information about my bill (when is statement mailed, how do I change billing address, and what should I do if I don’t receive a bill?

A: Bursar FAQ.  

Q: Who can help me understand my bill?

A: Bills are prepared by the Bursar, you can contact the Bursar’s Office at 919-684-3531 or visit the Bursar’s website

Q: When will I get my refund?

A: If a student has a credit on their account after all required tuition and fees have been paid, they will be issued a refund. Refunds are processed the first week of class.

Q: What is the quickest way for me to get my refund?

A:  We recommend all students sign-up for direct deposit.  Direct deposit information can be found under the Forms & Requests tab on your Duke Hub or visit the Bursar’s website.

Q: How long does it take for me to see the refund once I see it has been refunded on DukeHub?

A: It typically takes up to 5 business days for the funds to show in your bank account after it has been issued.  It is important to accept your loan, complete the required Entrance Counseling and sign your MPN (Master Promissory Note), and submit the direct deposit form allowing at least a two week window for processing.

Q: I am running out of money, how can I find out when I will receive my next refund?

A: These dates are listed on your Duke Hub account.  Look at Financials and then View Financials Aid make sure to select the aid year.

Q: How do I know if anything is missing so there is no delay in my financial aid disbursing?

A: Track this information on your Duke Hub account under your financial aid “To Do” list.

Q: Where can I get a copy of my financial aid letter for my apartment rental application?

A:  You can find a copy of your financial aid award letter in Duke Hub or use the original email with your financial aid information.

Q:  Does DukeHub have instructions on how to navigate through the portal?

A:  DukeHub has a Financial Aid & Bursar “How To” section that is very helpful.