Occupational Therapy Doctorate Program Financial Aid Information

The Duke Doctor of Occupational Therapy program understands that financial aid opportunities are a top priority for many students. For scholarship opportunities that are offered through the Duke OTD program, please visit the program websites listed below. Qualified applicants may also be eligible for federal education loan programs. International students do not qualify for federal loans. Tuition and fees are subject to change annually.

For more information about Scholarships and Financial Literacy, visit the Office of Financial Aid and Student Financial Planning

Apply for Aid- All Students    Additional OTD Aid Information     Veteran Information

 

Cost of Attendance

Occupational Therapy Doctorate Program Year 1 Estimated Cost of Attendance 2023/2024
Term  Fall 2023  Spring 2024  Summer 2024 Total
Term Start Date 8/14/2023 1/3/2024 5/28/2024  
Term End Date 12/8/2023 5/17/2024 7/26/2024  
Total Months 4 5 2 11
         
Direct Cost (billed by Bursar)        
Tuition $14,000 $14,000 $14,000 $42,000
Health Fee $473 $473 $324 $1,270
Graduate Stdnt Activity Fee $19 $19   $38
Graduate Stdnt Services Fee $12 $12   $24
Recreation Fee $180 $180   $360
Technology Fee  $1,469 $631 $631 $2,731
Administrative Fee $450     $450
First Year Lab Fee $1,000     $1,000
Transcript Fee $120     $120
Total Tuition/Fees (Direct Cost) $17,723 $15,315 $14,955 $47,993
Indirect Cost        
Books & Instruments $567 $619 $140 $1,326
Food $1,816 $2,270 $908 $4,994
Housing $5,792 $7,240 $2,896 $15,928
Miscellaneous $1,832 $2,290 $916 $5,038
Transportation $872 $1,090 $436 $2,398
Total Living Expenses (Indirect Cost) $10,879 $13,509 $5,296 $29,684
         
Total Direct and Indirect Cost $28,602 $28,824 $20,251 $77,677
         
Monthly Living Expense Amounts:        
Food (Board) $454      
Housing $1,448      
Miscellaneous $458      
Transportation $218      
Total Monthly Living Expense  $2,578      
 ESTIMATED COST OF ATTENDANCE FOR OCCUPATIONAL THERAPY DOCTORATE PROGRAM YEAR  1     $77,677

If a student is billed Health Insurance, this amount will be in added to the Cost of Attendance Budget mid-September. Financial Aid will be re-calculated and an updated financial aid notification will be generated.

Actual loan fees will be added to acceptance of the federal loan programs and students should receive an updated financial aid notification. 

Term  Fall 2023  Spring 2024  Summer 2024 Total
Term Start Date 8/14/2023 1/3/2024 5/28/2024  
Term End Date 12/8/2023 5/17/2024 7/26/2024  
Total Months 4 5 2 11
         
Total Direct and Indirect Cost $28,602 $28,824 $20,251 $77,677
         
Estimated Financial Aid        
Direct Unsubsidized Loan $6,833 $6,833 $6,834 $20,500
Direct Plus Loan $21,769 $21,991 $13,417 $57,177
Total Estimated Financial Aid $28,602 $28,824 $20,251 $77,677
Please review: Federal Student Aid for information regarding but not limited to; loan fees, interest rates and repayment options. 
OCCUPATIONAL THERAPY DOCTORATE PROGRAM YEAR 2 ESTIMATED COST OF ATTENDANCE 2023/2024  
Term  Fall 2023  Spring 2024  Summer 2024  Total
Term Start Date 8/14/2023 1/3/2024 5/13/2024  
Term End Date 12/8/2023 5/3/2024 8/23/2024  
Total Months 4 4 4 12
         
Direct Cost (billed by Bursar)        
Tuition $14,000 $14,000 $14,000 $42,000
Health Fee $473 $473 $324 $1,270
Graduate Stdnt Activity Fee $19 $19   $38
Graduate Stdnt Services Fee $12 $12   $24
Recreation Fee $180 $180   $360
Technology Fee  $432 $432 $432 $1,296
Total Tuition/Fees (Direct Cost) $15,116 $15,116 $14,756 $44,988
Indirect Cost        
Books & Instruments $441 $232 $674 $1,347
Food $1,816 $1,816 $1,816 $5,448
Housing $5,792 $5,792 $5,792 $17,376
Miscellaneous $1,832 $1,832 $1,832 $5,496
Transportation $872 $872 $872 $2,616
Total Living Expenses (Indirect Cost) $10,753 $10,544 $10,986 $32,283
         
Total Direct and Indirect Cost $25,869 $25,660 $25,742 $77,271
         
Monthly Living Expense Amounts:        
Food (Board) $454      
Housing $1,448      
Miscellaneous $458      
Transportation $218      
Total Monthly Living Expense  $2,578      
ESTIMATED COST OF ATTENDANCE FOR OCCUPATIONAL THERAPY DOCTORATE PROGRAM YEAR  2     $77,271

If a student is billed Health Insurance, this amount will be in added to the Cost of Attendance Budget mid-September. Financial Aid will be re-calculated and an updated financial aid notification will be generated.

Actual loan fees will be added to acceptance of the federal loan programs and students should receive an updated financial aid notification.

Term  Fall 2023   Spring 2024   Summer 2024  Total
Term Start Date 8/14/2023 1/3/2024 5/13/2024  
Term End Date 12/8/2023 5/3/2024 8/23/2024  
Total Months 4 4 4 12
         
Total Direct and Indirect Cost $25,869 $25,660 $25,742 $77,271
         
Estimated Financial Aid        
Direct Unsubsidized Loan $6,833 $6,833 $6,834 $20,500
Direct Plus Loan $19,036 $18,827 $18,908 $56,771
Total Estimated Financial Aid $25,869 $25,660 $25,742 $77,271
Please review: Federal Student Aid for information regarding but not limited to; loan fees, interest rates, and repayment options. 
 OCCUPATIONAL THERAPY DOCTORATE PROGRAM YEAR 3 ESTIMATED COST OF ATTENDANCE 2023/2024  
Term  Fall 2023   Spring 2024  Total
Term Start Date 8/21/2023 1/3/2024  
Term End Date 12/8/2023 4/26/2024  
Total Months 4 4 8
       
Direct Cost (billed by Bursar)      
Tuition $21,000 $21,000 $42,000
Health Fee $473 $473 $946
Graduate Stdnt Activity Fee $19 $19 $38
Graduate Stdnt Services Fee $12 $12 $24
Recreation Fee $180 $180 $360
Total Tuition/Fees (Direct Cost) $21,684 $21,684 $43,368
Indirect Cost      
Food $1,816 $1,816 $3,632
Housing $5,792 $5,792 $11,584
Miscellaneous $1,832 $1,832 $3,664
Transportation $872 $872 $1,744
Total Living Expenses (Indirect Cost) $10,312 $10,312 $20,624
       
Total Direct and Indirect Cost $31,996 $31,996 $63,992
ESTIMATED COST OF ATTENDANCE FOR OCCUPATIONAL THERAPY DOCTORATE PROGRAM YEAR  3     $63,992

If a student is billed Health Insurance, this amount will be in added to the Cost of Attendance Budget mid-September. Financial Aid will be re-calculated and an updated financial aid notification will be generated.

Actual loan fees will be added to acceptance of the federal loan programs and students should receive an updated financial aid notification.

 

Term  Fall 2023   Spring 2024  Total
Term Start Date 8/21/2023 1/3/2024  
Term End Date 12/8/2023 4/26/2024  
Total Months 4 4 8
       
Total Direct and Indirect Cost $31,996 $31,996 $63,992
       
Estimated Financial Aid      
Direct Unsubsidized Loan $10,250 $10,250 $20,500
Direct Plus Loan $21,746 $21,746 $43,492
Total Estimated Financial Aid $31,996 $31,996 $63,992
PLEASE REVIEW: FEDERAL STUDENT AID FOR INFORMATION REGARDING BUT NOT LIMITED TO; LOAN FEES, INTEREST RATES, AND REPAYMENT OPTIONS. 

Financial Aid Timeline for Incoming Students

    Financial Aid Timeline 2022-2023 - 1st Year students
May 1 Due date for financial aid application (FAFSA)
June 3 Financial aid awrds should be available
June 15 Access to on-line acceptance of aid open to matriculated students
July 15 Complete all checklist items on DukeHub (entrance counseling, signing the MPN)
July 15 Sign up for direct deposit on DukeHub
August 5 Federal financial aid awards for fall disburse into student's bursar account
August 15 Fall term classes begin
August 15 *Refunds are processed during the first week of class for the Fall term
November 23 Return of excess loan funds to qualify for 120 days (no interest/no loan fee) - fall financial aid loans
December 9 Fall term ends
December 24 Federal financial aid awards for fall disburse into student's bursar account
January  3 Spring term classes begin
January  3 *Refunds are processed during the first week of class for the Spring term
April 13 Return of excess loan funds to qualify for 120 days (no interest/no loan fee) - spring financial aid loans
May 19 Spring term ends
May 20 Federal financial aid awards for summer term disburse into student's bursar account
May 30 Summer term classes begin
May  30 *Refunds are processed during the first week of class for the summer term
June 15 Request for remaining federal loan eligibility due
July  28 Summer term ends
September 8 Return of excess loan funds to qualify for 120 days (no interest/no loan fee) - summer financial aid loans
     
     
  * Students should add 3 - 5 business days to the "refund - student" transaction date for the refund amount to be deposited into the student's designated direct deposit account
     
    Financial Aid Timeline 2023-2024 - 1st Year students
May 1 Due date for financial aid application (FAFSA)
June 3 Financial aid awards should be available
June 15 Access to on-line acceptance of aid open to matriculated students
July 15 Complete all checklist items on DukeHub (entrance counseling, signing the MPN)
July 15 Sign up for direct deposit on DukeHub
August 4 Federal financial aid awards for fall disburse into student's bursar account
August 14 Fall term classes begin
August 14 *Refunds are processed during the first week of class for the Fall term
December 8 Fall term ends
December 24 Federal financial aid awards for fall disburse into student's bursar account
January  3 Spring term classes begin
January  3 *Refunds are processed during the first week of class for the Spring term
May 17 Spring term ends
May 18 Federal financial aid awards for summer term disburse into student's bursar account
May 28 Summer term classes begin
May  28 *Refunds are processed during the first week of class for the summer term
June 15 Request for remaining federal loan eligibility due
July  26 Summer term ends
     
     
  * Students should add 3 - 5 business days to the "refund - student" transaction date for the refund amount to be deposited into the student's designated direct deposit account

Frequently Asked Questions

Q: How and when should I accept my loans?

A: You will accept your loans through Duke Hub under Financials.  After accepting your loans make sure that you have completed mandatory Entrance Counseling and signed your MPN (Master Promissory Note) on the studentaid.gov website to complete the process.

A: In order for the loans to show as anticipated aid on your billing statement, you should accept your aid by the week of June 14th.  To avoid late fees accept your loans before the billing due date.  Once you accept your loans, the Bursar can see that you have anticipated aid and that aid is forthcoming.

Q:  My loans are scheduled to disburse after the tuition due date.  What should I do? 

A:  Once you accept your loans, the Bursar can see you have anticipated aid and your billing statement will calculate the amount you need to pay.  If you have accepted enough to cover your bill then you will not have to pay the Bursar.  The Bursar will send bills for the fall term the week of June 21st with a due date of the first business day in August.  For the complete billing schedule visit the Bursar’s website.

Q: What if I don’t know how much loan I need to borrow?

A: Many students do not know what their budget will be at the time loans are accepted.  If you are unsure, we recommend you take out the full amount of loan you have been offered. Students have up to 120 days from the date the loan is disbursed to return unneeded funds. There is no interest accrual or penalty if returned within the 120 days.  Once you select accept, you may also decrease the amount yourself if you would like to borrow less.  Keep in mind the total of your loans will disburse over the number of semesters in your academic year.

Q:  How do I return excess loan funds?

A: Email the Office of Financial Aid indicating the amount you would like to return.

Finaid-som@dm.duke.edu  Once the loan has been adjusted, you will see the balance due on your Bursar tab-account activity.  You can make an e-check payment via the Bursar’s site.  https://finance.duke.edu/bursar

Q:  What is the contact information for Direct Lending?

A:   Sign into your Direct Loan account at https://studentaid.gov/

Q: I received an external scholarship. Who do I report this to and what will happen to my current award?

A: You can notify us through DukeHub or email the School of Medicine Financial Aid Office Finaid-som@dm.duke.edu.   Please indicate your student ID, the name of the scholarship, the amount of the scholarship, and if the funds will be for the fall term or the academic year. The funds will first reduce loan in your financial aid package and then need-based scholarship if all loans have been replaced.

Q: How do I find out general information about my bill (when is statement mailed, how do I change billing address, and what should I do if I don’t receive a bill?

ABursar FAQ.  

Q: Who can help me understand my bill?

A: Bills are prepared by the Bursar, you can contact the Bursar’s Office at 919-684-3531 or visit the Bursar’s website

Q: When will I get my refund?

A: If a student has a credit on their account after all required tuition and fees have been paid, they will be issued a refund. Refunds are processed the first week of class.

Q: What is the quickest way for me to get my refund?

A:  We recommend all students sign-up for direct deposit.  Direct deposit information can be found under the Forms & Requests tab on your Duke Hub or visit the Bursar’s website.

Q: How long does it take for me to see the refund once I see it has been refunded on DukeHub?

A: It typically takes up to 5 business days for the funds to show in your bank account after it has been issued.  It is important to accept your loan, complete the required Entrance Counseling and sign your MPN (Master Promissory Note), and submit the direct deposit form allowing at least a two week window for processing.

Q: I am running out of money, how can I find out when I will receive my next refund?

A: These dates are listed on your Duke Hub account.  Look at Financials and then View Financials Aid make sure to select the aid year.

Q: How do I know if anything is missing so there is no delay in my financial aid disbursing?

A: Track this information on your Duke Hub account under your financial aid “To Do” list.

Q: Where can I get a copy of my financial aid letter for my apartment rental application?

A:  You can find a copy of your financial aid award letter in Duke Hub or use the original email with your financial aid information.

Q:  Does DukeHub have instructions on how to navigate through the portal?

A:  DukeHub has a Financial Aid & Bursar “How To” section that is very helpful.