Occupational Therapy Doctorate Program Financial Aid Information

The Duke Doctor of Occupational Therapy program understands that financial aid opportunities are a top priority for many students. For scholarship opportunities that are offered through the Duke OTD program, please visit the program websites listed below. Qualified applicants may also be eligible for federal education loan programs. International students do not qualify for federal loans. Tuition and fees are subject to change annually.

For more information about Scholarships and Financial Literacy, visit the Office of Financial Aid and Student Financial Planning

Apply for Aid- All Students    Additional OTD Aid Information     Veteran Information

 

Cost of Attendance

Occupational Therapy Doctorate Program Year 1 Estimated Cost of Attendance 2024/2025
   Fall 2024   Spring 2025   Summer 2025   
Start Date of Term 8/12/2024 1/2/2025 5/27/2025  
End Date of Term 12/13/2024 5/16/2025 7/25/2025  
Months per Term 5 4 2 11
Direct Cost (Billed by Bursar)        
Tuition  $   14,000  $       14,000  $          14,000  $42,000
Health Fee  $       484  $            484  $              352  $  1,320
Graduate Student Activity Fee  $         18  $             19    $      37
Graduate Student Services Fee  $         12  $             12    $      24
Recreation Fee  $       187  $            187    $     374
Technology Fee   $    1,469  $            631  $              631  $  2,731
Administrative Fee  $       550      $     550
First Year Lab Fee  $    1,000      $  1,000
Transcript Fee  $       120      $     120
Total Direct Cost - Tuition/Fees  $   17,840  $       15,333  $          14,983  $48,156
           
Indirect Cost        
Books & Instruments  $       567  $            613  $              229  $  1,409
Estimated Loan Fees  $       594  $            593  $              593  $  1,780
Food  $    2,350  $         1,880  $              940  $  5,170
Housing  $    7,510  $         6,008  $            3,004  $16,522
Miscellaneous  $    2,370  $         1,896  $              948  $  5,214
Transportation  $    1,130  $            904  $              452  $  2,486
Total Indirect Cost "Living Expenses"  $   14,521  $       11,894  $            6,166  $32,581
           
Cost of Attendance  $   32,361  $       27,227  $          21,149  $80,737
         
Monthly Cost          
Food  $       470      
Housing  $    1,502      
Miscellaneous  $       474      
Transportation  $       226      
Total Indirect Cost "Living Expense"  $    2,672      
ESTIMATED COST OF ATTENDANCE FOR OCCUPATIONAL THERAPY DOCTORATE PROGRAM YEAR  1     $80,737

If a student is billed Health Insurance, this amount will be in added to the Cost of Attendance Budget mid-September. Financial Aid will be re-calculated and an updated financial aid notification will be generated.

 

   Fall 2024   Spring 2025   Summer 2025   
Start Date of Term 8/12/2024 1/2/2025 5/27/2025  
End Date of Term 12/13/2024 5/16/2025 7/25/2025  
Months per Term 5 4 2 11
Total Direct Cost - Tuition/Fees  $   17,840  $       15,333  $          14,983  $48,156
Total Indirect Cost "Living Expenses"  $   14,521  $       11,894  $            6,166  $32,581
Cost of Attendance  $   32,361  $       27,227  $          21,149  $80,737
         
Estimated Financial Aid        
Direct Unsubsidized Loan  $    6,833  $         6,833  $            6,834  $20,500
Direct Plus Loan   $   25,528  $       20,394  $          14,315  $60,237
Total Estimated Financial Aid  $   32,361  $       27,227  $          21,149  $80,737

 

Please review: Federal Student Aid for information regarding but not limited to; loan fees, interest rates and repayment options. 
OCCUPATIONAL THERAPY DOCTORATE PROGRAM YEAR 2 ESTIMATED COST OF ATTENDANCE 2024/2025 
  Fall 2024 Spring 2025 Summer 2025  
Start Date of Term 8/12/2024 1/2/2025 5/19/2025  
End Date of Term 12/13/20224 5/2/2025 8/22/2025  
Months per Term 5 4 3 12
Direct Cost (Billed by Bursar)        
Tuition  $    14,000  $    14,000  $       14,000  $42,000
Health Fee  $         484  $        484  $           352  $  1,320
Graduate Student Activity Fee  $          18  $          19    $      37
Graduate Student Services Fee  $          12  $          12    $      24
Recreation Fee  $         187  $        187    $     374
Technology Fee   $         432  $        432  $           432  $  1,296
Lab Fee  $      1,000      $  1,000
Total Direct Cost - Tuition/Fees  $    16,133  $    15,134  $       14,784  $46,051
         
Indirect Cost        
Books & Instruments  $         445  $        444  $           444  $  1,333
Estimated Loan Fees  $         720  $        720  $           720  $  2,160
Food  $      2,350  $      1,880  $         1,410  $  5,640
Housing  $      7,510  $      6,008  $         4,506  $18,024
Miscellaneous  $      2,370  $      1,896  $         1,422  $  5,688
Transportation  $      1,130  $        904  $           678  $  2,712
Total Indirect Cost "Living Expenses"  $    14,525  $    11,852  $         9,180  $35,557
         
Cost of Attendance   $    30,658  $    26,986  $       23,964  $81,608
         
Monthly Cost        
Food  $         470      
Housing  $      1,502      
Miscellaneous  $         474      
Transportation  $         226      
Total Indirect Cost "Living Expense"  $      2,672      
ESTIMATED COST OF ATTENDANCE FOR OCCUPATIONAL THERAPY DOCTORATE PROGRAM YEAR  2     $81,608

If a student is billed Health Insurance, this amount will be in added to the Cost of Attendance Budget mid-September. Financial Aid will be re-calculated and an updated financial aid notification will be generated.

  Fall 2024 Spring 2025 Summer 2025  
Start Date of Term 8/12/2024 1/2/2025 5/19/2025  
End Date of Term 12/13/20224 5/2/2025 8/22/2025  
Months per Term 5 4 3 12
Total Direct Cost - Tuition/Fees  $    16,133  $    15,134  $       14,784  $46,051
Total Indirect Cost "Living Expenses"  $    14,525  $    11,852  $         9,180  $35,557
Cost of Attendance   $    30,658  $    26,986  $       23,964  $81,608
         
Estimated Financial Aid        
Direct Unsubsidized Loan  $      6,833  $      6,833  $         6,834  $20,500
Direct Plus Loan   $    23,825  $    20,153  $       17,130  $61,108
Total Estimated Financial Aid  $    30,658  $    26,986  $       23,964  $81,608

 

Please review: Federal Student Aid for information regarding but not limited to; loan fees, interest rates, and repayment options. 
 OCCUPATIONAL THERAPY DOCTORATE PROGRAM YEAR 3 ESTIMATED COST OF ATTENDANCE 2024/2025
  Fall 2024 Spring 2025  
Start Date of Term 9/9/2024 1/6/2025  
End Date of Term 12/13/2024 4/18/2025  
Months per Term 4 4 8
Direct Cost (Billed by Bursar)      
Tuition  $    21,000  $    21,000  $      42,000
Health Fee  $         484  $        484  $           968
Graduate Stdnt Activity Fee  $          18  $          19  $            37
Graduate Stdnt Services Fee  $          12  $          12  $            24
Recreation Fee  $         187  $        187  $           374
Total Direct Cost - Tuition/Fees  $    21,701  $    21,702  $      43,403
       
Indirect Cost      
Books & Instruments    $        100  $           100
Estimated Loan Fees  $      1,088  $      1,087  $        2,175
Food  $      1,880  $      1,880  $        3,760
Housing  $      6,008  $      6,008  $      12,016
Miscellaneous  $      1,896  $      1,896  $        3,792
Transportation  $         904  $        904  $        1,808
Total Indirect Cost "Living Expenses"  $    11,776  $    11,875  $      23,651
         
Cost of Attendance   $    33,477  $    33,577  $      67,054
       
Monthly Cost      
Food  $         470    
Housing  $      1,502    
Miscellaneous  $         474    
Transportation  $         226    
Total Indirect Cost "Living Expense"  $      2,672    

 

ESTIMATED COST OF ATTENDANCE FOR OCCUPATIONAL THERAPY DOCTORATE PROGRAM YEAR  3     $67,054

If a student is billed Health Insurance, this amount will be in added to the Cost of Attendance Budget mid-September. Financial Aid will be re-calculated and an updated financial aid notification will be generated.

 

  Fall 2024 Spring 2025  
Start Date of Term 9/9/2024 1/6/2025  
End Date of Term 12/13/2024 4/18/2025  
Months per Term 4 4 8
Total Direct Cost - Tuition/Fees  $    21,701  $    21,702  $      43,403
Total Indirect Cost "Living Expenses"  $    11,776  $    11,875  $      23,651
Cost of Attendance   $    33,477  $    33,577  $      67,054
       
Estimated Financial Aid      
Direct Unsubsidized Loan  $    10,250  $    10,250  $      20,500
Direct Plus Loan   $    23,227  $    23,327  $      46,554
Total Estimated Financial Aid  $    33,477  $    33,577  $      67,054

 

PLEASE REVIEW: FEDERAL STUDENT AID FOR INFORMATION REGARDING BUT NOT LIMITED TO; LOAN FEES, INTEREST RATES, AND REPAYMENT OPTIONS. 

Financial Aid Timeline for Incoming Students

    Financial Aid Timeline 2023-2024 - 1st Year students
May 1 Due date for financial aid application (FAFSA)
June 3 Financial aid awards should be available
June 15 Access to on-line acceptance of aid open to matriculated students
July 15 Complete all checklist items on DukeHub (entrance counseling, signing the MPN)
July 15 Sign up for direct deposit on DukeHub
August 4 Federal financial aid awards for fall disburse into student's bursar account
August 14 Fall term classes begin
August 14 *Refunds are processed during the first week of class for the Fall term
December 8 Fall term ends
December 24 Federal financial aid awards for fall disburse into student's bursar account
January  3 Spring term classes begin
January  3 *Refunds are processed during the first week of class for the Spring term
May 17 Spring term ends
May 18 Federal financial aid awards for summer term disburse into student's bursar account
May 28 Summer term classes begin
May  28 *Refunds are processed during the first week of class for the summer term
June 15 Request for remaining federal loan eligibility due
July  26 Summer term ends
     
     
  * Students should add 3 - 5 business days to the "refund - student" transaction date for the refund amount to be deposited into the student's designated direct deposit account
    Financial Aid Timeline 2024-2025 OT-D Year 1
May 1 Due date for financial aid application (FAFSA)
June 3 Financial aid awards should be available
June 15 Access to on-line acceptance of aid open to matriculated students
July 15 Complete all checklist items on DukeHub (entrance counseling, signing the MPN)
July 15 Sign up for direct deposit on DukeHub
August 2 Federal financial aid awards for fall disburse into student's bursar account
August 12 Fall term classes begin
August 12 *Refunds are processed during the first week of class for the Fall term
December 13 Fall term ends
December 23 Federal financial aid awards for fall disburse into student's bursar account
January  2 Spring term classes begin
January  2 *Refunds are processed during the first week of class for the Spring term
May 16 Spring term ends
May 19 Federal financial aid awards for summer term disburse into student's bursar account
May 27 Summer term classes begin
May  27 *Refunds are processed during the first week of class for the summer term
June 15 Request for remaining federal loan eligibility due
July  25 Summer term ends
     
  * Students should add 3 - 5 business days to the "refund - student" transaction date for the refund amount to be deposited into the student's designated direct deposit account

Frequently Asked Questions

Q: How and when should I accept my loans?

A: You will accept your loans through Duke Hub under Financials.  After accepting your loans make sure that you have completed mandatory Entrance Counseling and signed your MPN (Master Promissory Note) on the studentaid.gov website to complete the process.

A: In order for the loans to show as anticipated aid on your billing statement, you should accept your aid by the week of June 14th.  To avoid late fees accept your loans before the billing due date.  Once you accept your loans, the Bursar can see that you have anticipated aid and that aid is forthcoming.

Q:  My loans are scheduled to disburse after the tuition due date.  What should I do? 

A:  Once you accept your loans, the Bursar can see you have anticipated aid and your billing statement will calculate the amount you need to pay.  If you have accepted enough to cover your bill then you will not have to pay the Bursar.  The Bursar will send bills for the fall term the week of June 21st with a due date of the first business day in August.  For the complete billing schedule visit the Bursar’s website.

Q: What if I don’t know how much loan I need to borrow?

A: Many students do not know what their budget will be at the time loans are accepted.  If you are unsure, we recommend you take out the full amount of loan you have been offered. Students have up to 120 days from the date the loan is disbursed to return unneeded funds. There is no interest accrual or penalty if returned within the 120 days.  Once you select accept, you may also decrease the amount yourself if you would like to borrow less.  Keep in mind the total of your loans will disburse over the number of semesters in your academic year.

Q:  How do I return excess loan funds?

A: Email the Office of Financial Aid indicating the amount you would like to return.

Finaid-som@dm.duke.edu  Once the loan has been adjusted, you will see the balance due on your Bursar tab-account activity.  You can make an e-check payment via the Bursar’s site.  https://finance.duke.edu/bursar

Q:  What is the contact information for Direct Lending?

A:   Sign into your Direct Loan account at https://studentaid.gov/

Q: I received an external scholarship. Who do I report this to and what will happen to my current award?

A: You can notify us through DukeHub or email the School of Medicine Financial Aid Office Finaid-som@dm.duke.edu.   Please indicate your student ID, the name of the scholarship, the amount of the scholarship, and if the funds will be for the fall term or the academic year. The funds will first reduce loan in your financial aid package and then need-based scholarship if all loans have been replaced.

Q: How do I find out general information about my bill (when is statement mailed, how do I change billing address, and what should I do if I don’t receive a bill?

ABursar FAQ.  

Q: Who can help me understand my bill?

A: Bills are prepared by the Bursar, you can contact the Bursar’s Office at 919-684-3531 or visit the Bursar’s website

Q: When will I get my refund?

A: If a student has a credit on their account after all required tuition and fees have been paid, they will be issued a refund. Refunds are processed the first week of class.

Q: What is the quickest way for me to get my refund?

A:  We recommend all students sign-up for direct deposit.  Direct deposit information can be found under the Forms & Requests tab on your Duke Hub or visit the Bursar’s website.

Q: How long does it take for me to see the refund once I see it has been refunded on DukeHub?

A: It typically takes up to 5 business days for the funds to show in your bank account after it has been issued.  It is important to accept your loan, complete the required Entrance Counseling and sign your MPN (Master Promissory Note), and submit the direct deposit form allowing at least a two week window for processing.

Q: I am running out of money, how can I find out when I will receive my next refund?

A: These dates are listed on your Duke Hub account.  Look at Financials and then View Financials Aid make sure to select the aid year.

Q: How do I know if anything is missing so there is no delay in my financial aid disbursing?

A: Track this information on your Duke Hub account under your financial aid “To Do” list.

Q: Where can I get a copy of my financial aid letter for my apartment rental application?

A:  You can find a copy of your financial aid award letter in Duke Hub or use the original email with your financial aid information.

Q:  Does DukeHub have instructions on how to navigate through the portal?

A:  DukeHub has a Financial Aid & Bursar “How To” section that is very helpful.