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Disbursement of Financial Aid & Paying Your Bill

Prior to each academic term, you will receive an electronic Student Account Statement (bill) from Duke University's Office of Student Financial Services. This bill lists all term-based charges (ex: tuition, fees, health insurance). Your financial aid package will appear on your bill as "anticipated aid". When you have satisfied all requirements for the disbursement of financial aid, your "anticipated aid" will be applied to your account. If funds from your financial aid exceed the total charges, Student Financial Services will mail or direct deposit your refund. Students who opt for the On-line Student Direct Deposit feature are responsible for ensuring the accuracy of the routing and banking account number to avoid delays in receiving their funds. For more information and instructions about setting up On-line Student Direct Deposits, visit the Bursar website. If your financial aid funds are less than the total charges, you are required to pay the remaining amount shown by the "due date" indicated on the upper right corner of the bill. Late fees will apply to all payments after the due date. You may view your student account by logging on to your DukeHub account.

Explanation and Example of Bursar Statement

Direct Deposit - Students should go to Forms and Requests tab on their DukeHub.

Explanation of Fees

Loan Information

Loan Options

Entrance and Exit Counseling

Repaying Your Loans

Loan Repayment Options

Repayment/Forgiveness and Scholarships Programs

National Health Service Corps NHSC Loan Repayment Program

Indian Health Service HIS Loan Repayment Program

Armed Services Loan Repayment Program

Income Based Loan Repayment/Public Service

Non-Need Based Assistance-Federal Loans

Emergency Loan

The Francis and Elizabeth Swett Loan Fund A limited number of emergency loans are available in small amounts to any enrolled Duke medical student for a short period of time. Please contact the Financial Aid Office for additional information.


Residency Relocation and Interviewing Loans

Fourth year students may consider this loan to help pay for interviewing cost and relocation after graduation. These are private loans with a variable interest rate. Repayment is usually not required during residency. Application for these loans are located on the specific lenders website. Use the link below for a list of preferred lenders offering the Residency/Interview Loan:

Duke Preferred Residency Loans

NSLDS National Student Loan Data System

AAMC Medloans Organizer and Calculator (requires sign in so you can save your personal data)

AAMC Debt Management Resources for Residents

A Thank You to Our Donors

Without the generous support of alumni and friends, financial aid at Duke School of Medicine would not be possible. Current students have the opportunity to say "thank you" to the donors of their scholarship through the Thank You Note Program. Below are stories from Duke School of Medicine students who have benefited from donor-supported, need-based financial aid as well as information for current students on how to participate in the Thank You Note Program.


What is the Thank You Note Program?

The Thank You Note Program helps students express thanks to the donors of their named scholarships at Duke School of Medicine.  If you have been assigned a named scholarship by Duke School of Medicine Financial Aid, your donor is interested in hearing about your life at Duke.  Your outreach to your donor also strengthens Duke’s relationship with generous alumni and friends who have invested in financial aid.  We ask that you write a thank-you letter for each year you receive the scholarship.


How do I know if I have a named scholarship?

Check your DukeHub account under your Financial Aid tab. The Office of Medical School Development will contact students with named scholarships. A description of the scholarship, donor information, and donor contact information will be provided.


What should I write?

  • Discuss what brought you to duke School of Medicine. Why did you choose Duke?
  • Have you decided what field of medicine you plan to go into? If so, write about it!
  • Check the scholarship description. Were you chosen for this award because of a specific reason? For example, if your scholarship is for someone going into Surgery and you are going into Surgery, write about that!


How do I submit my letter?

Instructions will be sent to students from the Office of Medical School Development. Students may type or hand write their letters.


Financial Literacy

AAMC Financial Literacy 101

To aid you in learning good budgeting, spending, and debt management habits, we would like to point you to the Financial Aid Tool Kit on the AAMC/First website (link Below).  The goal of the Financial Aid Toolkit is to provide you with a customized financial literacy and debt management program.  You choose topics that you pertinent to your interest.  You can customize your results and even choose the types of resources you prefer.  With Advanced search options, you can choose as little or as much information as your want-whatever meets your needs.

Financial Literacy 101 (AAMC\First)

Budgeting Tips and Ideas

Preparing a Budget


We encourage all students to take the time to review all of the modules, information sheets, and calculators available.  Taking the necessary steps now to educate yourself will pay-off down the road.

Loan Debt Management

The Financial Aid Office realizes this is probably one of the biggest financial investments of your life.  It's crucial to use your financial aid dollars wisely and to make knowledgeable decisions about your financial future.  You need to be respectful of the money you'll be borrowing over the course of your education.  You don't have to borrow the entire amount in your financial aid award letter; borrow only what you need.

MedLoan Calculator

Loan Repayment

Loan Timeline

Loan Basics for Entering Medical Student

The repayment modules are designed to help you prepare to repay your student loans as you graduate and enter residency.  They are provided by Paul S. Garrard, Founder and President of PGPresents, a frequent presenter at the School of Medicine and your presenter on student loans during Capstone in spring 2020.  We encourage you to watch all the modules and to do so in the order presented.

The modules with audio are on OneDrive which require a Net ID and Password.  Click on the link below and you will be directed to enter your email address and then hit enter.  Select the Work/School account then enter your Net ID and Password.

 Repayment Modules - January 2020


Business of Medicine Seminar Series - You will need your net id and password to access these modules.

USMLE Study Prep Material Reimbursement Request

Please submit completed form to medstudentrequests@dm.duke

Request Form